Elderly And Health Care Costs - 1939 Words

Elderly and Health Care Costs Elderly people struggle with the everyday cost of living. They have to think not only about the essentials of the their living expense’s but have to think about the cost of their health care. When a person applies for health care insurance they will find out what they will pay monthly, semiannually, and annually. There are five factors when considering what the monthly premium will be. The five factors are age, geographical, location, tobacco user, individual vs. family enrollment, and plan category. The one issue that arises to many people that gives them fear when they are applying for health care insurance is the age issue. According to the health insurance market place. (Healthcare.gov 2015) â€Å"Older people†¦show more content†¦If we look at the overall rating in the National Academic of Science approximately 82 percent of people are living with a chronic disease that has to be tended to on a monthly bases. Ongoing preventive service for the elder that are mos t common would be hypertension, arthritis and heart disease so why charge the elder adult 3 times more for their monthly premiums than a younger adult. There is a broad aspect when talking about long-term care for a person. There are in home care services, there is also health and personal service that are provided for a disabled person with a chronic disease over a long period of time. In the National Academy of Science it states that approximately 1.45 million adults live in a nursing home while another 750,000 elder adults live in some type of alternative residential care facility. In a residential care facility they provide everything that is needed for their living for instance food, medication services, and their electrical expenses they do not have to worry about paying any bills in their everyday living. We have to take into account though the elder that live in their own home that can function on a daily basis for themselves and just need a little care cleaning their house or going to the store for their necessities in life. Where dose that come into play when considering the health care premiums? In the Academy of Science it states also that a â€Å"adult 65 and older account for

The Anti Vaccination Epidemic Of Canada - 1489 Words

Anne Roe once said, â€Å"Nothing in science has any value to society if it is not communicated.† Unfortunately, we live in an age where misinformation allows the distortion of science for decidedly un-scientific purposes. There is no greater example of this phenomenon than the anti-vaccination epidemic. Childhood vaccinations for easily prevented diseases such as Diphtheria, Polio, Measles, Mumps, Rubella, Meningococcal Disease, Pertussis, and Varicella, must be made mandatory for all Canadians attempting to enroll in public school or public day care, with exemptions only for medical complications. It is a social responsibility that is essential for protecting the most vulnerable Canadians, is statistically proven to have minimal risks, and will help eradicate diseases across Canada. Those who cannot be vaccinated or for whom vaccines are not effective rely on the concept of â€Å"herd immunity† to protect themselves; it is a social responsibility to get vaccinated in order to protect the rest of the population. There are many people in Canada who are completely unable to be vaccinated– people without a fully-functioning immune system, people undergoing chemotherapy treatment, people with HIV, newborn babies, and the elderly. However, when a certain portion of a community is immunized against a contagious disease, the other members of the community are protected against that disease because of â€Å"herd immunity†Ã¢â‚¬â€œ if 95% of the population is vaccinated, the disease cannot spreadShow MoreRelatedTaking a Look at the Mumps966 Words   |  4 Pageshemagglutinin-neuraminidase (HN) protein, and large (L) protein (Choi, 2010). Mumps was a common worldwide childhood disease dating back to the 5th century B.C. prior to vaccination. It was the leading cause of viral meningoencephalitis in the United States. It was an epidemic disease with cycles every 4 to 5 years. Mumps only known host is humans. A vaccination was introduced in the U.S. in 1967. At the time of introduction there was some 150,000 active cases of mumps. Since 2001, the yearly average of mumps casesRead MoreHeart Disease1095 Words   |  5 Pagesgo into their system within specifically to see what do they cover when treating a disease compared to the United States of America. Since, everyone had presented the topic of most concern, heart disease, knowing that it is a huge epidemic within each country. In Canada, their top ten causes of death include, from the highest to the lowest are ischemic heart disease (13.8%); Alzheimer’s and other dementias (9.5%); trachea, bronchus, lung cancers (8.1%); stroke (5.4%); chronic obstructive pulmona ryRead MoreImmunizations Is Better Than A Cure Essay1129 Words   |  5 Pagesmandatory vaccination for children and adults. Given that most vaccines are administered for purposes of prevention rather than treatment, vaccines are often given to healthy individuals. There are many requirements for vaccinations to be administered to newborns, infants, children, and adults for purposes of protection as the people enter into society and social situations. Many states and schools require vaccination for entry into school to protect the community as the benefits of the vaccinations outweighRead MoreThe Prevention Of The Measles Crisis1262 Words   |  6 PagesNot receiving proper vaccination has resulted in 152763 preventable illnesses and 9028 preventable deaths. These illnesses are easily avoidable, and require just getting one simple shot. Similarly, it is possible to prevent these illnesses from spreading with the same preventive action. This essay is aims to discuss and clarify wha t vaccines are and how they work while providing a background on their effectiveness and presence in various provinces. It will conclude with a case studies on the measlesRead MoreChildhood Vaccinations And The Immunization Schedule3666 Words   |  15 PagesAbstract A first time parent is researching the benefits of childhood vaccinations and the immunization schedule. But there are some articles that strike concern into the parent; articles claiming vaccinations cause asthma and childhood allergies. And yet articles for the exact opposite, defending the safety of vaccinations. In a world with easy access to all forms of information, both credible and not, how do we evaluate the correlation of vaccines and childhood allergies? The purpose of thisRead MoreShould Vaccines Be Required By Law?1670 Words   |  7 PagesAmerican children have been saved by vaccines in the last ten years. Vaccines should be required by law so that we can protect ourselves by building our immunity to preventable illnesses, in an easy, quick, and inexpensive fashion, helping stop major epidemics, and in conclusion, save lives. Body Con 1 - Vaccines weaken a person s immune system, and can in cases make someone ill. Vaccines are sometimes unreasonable because our immune system can defend itself, and at time can make things worse. AnotherRead MoreIt s Winter Vacation, What Better Way You Spend It Than At Disneyland?1545 Words   |  7 PagesIt’s winter vacation, what better way to spend it than at Disneyland? Well, last year that might not have been the case. A measles outbreak spread through six American states, Mexico, and Canada nearly infecting 150 people, but thankfully no one died. However, the majority of those infected were unvaccinated. Every year, vaccines prevent as much as 14 million illnesses and 33,000 deaths. At one point, the measles virus had been almost completely eradicated, as well as smallpox and polio, but theseRead MoreVaccines And Autism : Do Vaccines Cause Autism?1231 Words   |  5 Pagesdone in an effort to determine the cause. More specifically the MMR, Measles, Mumps, and Rubella, vaccination has been accused of being the cause of autism. This accusation then contributed to families not vaccinating their children. Even though science disproves the link between vaccines and autism in several studies done in the United Kingdom, California, and Canada, many people cling to the vaccination-autism connection (Gerber, 2009). III. Introduction and Literature Review The diagnosis of autismRead MoreVaccines Hesitancy : Factors Influencing Parents Decision Regarding Vaccines2277 Words   |  10 Pagesprimary care offices, resulting in immunization delay and prolonged susceptibility to preventable disease. Vaccine hesitancy also could lead to a resurgence in vaccine-preventable infections. Factors such as social media, past experiences with vaccination services, complementary and alternative medicine, and moral or religious convictions can influence decision-making regarding vaccines. We discuss these factors in detail and suggest interventions to reduce vaccine hesitancy. Read MoreThe Epidemic Of Polio During The Egyptian Era1586 Words   |  7 Pagesrespiratory system. This large, metal box sat overtop of the patient while they recovered, which could take a few days or even a few months. Although it be rare, some patients needed the machine for the rest of their lives. Interestingly, doctors in Canada even experimented with a treatment using the blood from Polio survivors. They would extract the blood from those who beat the infection and turned it into a nasal spray that would then be sprayed up through the nasal cavity. They categorized it as

The five pillars of today’s security techniques Free Essays

With increased incidents of security intrusions more emphases is being put in Information Systems Security. Corporate data needs to be protected at all cost. A compromise on system security could cost an organization millions in data loss and strategic information spilling. We will write a custom essay sample on The five pillars of today’s security techniques or any similar topic only for you Order Now Thus, a formidable security system is an investment any organization running data traffic on corporate and public networks should implement. Information system security can be enhanced through the following: Protection: Firewalls employ selective rules to grant or deny access to data traffic in to the intranet. To limit access to a website, you might decide to block the associated FTP port.   Firewalls may also be configured to block all traffic apart from a few, listed. For example to limited access to common World Wide Web traffic, you may just block port 80 or 8080. Intrusion prevention: Intrusion prevention systems combine the strengths of firewall and IPS. It examines network traffic like IDS and determines whether to pass any given traffic like firewalls. The IPS assesses traffic patterns to evaluate the type of network access and to determine whether it should be permitted. While IDS can only note an ongoing attack and pass the alert to an analyst, the IPS will stop the attack by blocking traffic between the attacker and its victim. Intrusion Detection: Intrusion detection systems (IDS) actively look for intrusions in process such as forbidden websites access or Trojan horse attempting to control a workstation activity. They record dangerous patterns and alert the network security personnel. They have to be configured carefully for purposes of sending the correct information to the security personnel. Reaction: In the event of a security compromise in your organization, there is always an expected reaction.   You may react by sealing the loops e.g. in a web based information system, a poorly coded script code that skips password encryption may be corrected on an in-house programming exercise. An off shelf application whose security has been compromised may be reported to the vendor for future provision of security updates. Documentation: All security attacks, their impact on the information system and possible sources and causes should be documented. This gives an audit trail for future consideration. Adaptive development, also takes into consideration such incidences for purposes of fixing the bugs.    How to cite The five pillars of today’s security techniques, Papers

Operational Strategy of Toyota & Westpac-Free-Samples for Students

Question: Identify two Organizations in an Industry of your Choice. These Organizations must have clearly different value chain designs and Structures. Describe, Compare and Contrast a primary Customer Benefits Package for each firm. Answer: Introduction Proper management of the operations is an essential aspect for the success of every company. Operations management refers to all the activities that are required to create and deliver products or the services from procurement and then conversion then distribution. Operations management is important since it complements all other activities in an organization and thus their efficient coordination. Value chain is a set of activities that adds value to the operation of a given company such as production, marketing and after-sales services. Customer benefits package adds value to the company and is usually a set of goods and services that the consumer buys altogether. This research was conducted to establish and unveil various aspects in operations management of two companies; Toyota Corporation and Westpac Banking Cooperation. Toyota deals in the production of physical goods while on the other hand, Westpac concentrates on offering services. The research attempts to establish, compare and contrast the two companies regarding the customer benefits package, value chain analysis, and their operation structure. The report is critical to give a deeper understanding of the similarities and differences that exist between the good based and service based organizations (Sheehan and Bruni, 2015, pp. 317-324) Aims of the Research The main aims of this research establish the customer benefits package, value chain and the operational strategy of Toyota and Westpac. This information is necessary to reveal the differences that exist in the operations management of the two companies thus can realize the differences and similarities that exist between the good based and a service based company. Further, the research aims to help discover the various advantages and disadvantages of operational strategy of each company (Serguei and Christopher, 2009). Company Background Information Westpac banking Corporation is one of the Australian banks and a financial service provider with its main offices based in Westpac Place, in Sydney. The company has over 13.1 million customers making it to among the largest banking and financial service provider businesses in the world. The company has over 1429 branches that are spread across the world. The company has a vision of becoming the largest great service organizations to help customers, communities, and people to grow in all ways (Laszlo and Zhexembayeva, 2011). On the other hand, Toyota is a Japanese international company that manufactures and sales the automotive. Its headquarters are located in Toyota, Aichi, in Japan but have its subsidiaries spread across the globe. Currently, the company is ranked second in the world automotive industry after the German's Volkswagen Group. Toyota also sells the hybrid electric vehicles around the world. Thus, Toyota has employed hundred thousand of people across the world. Findings Customer benefits Package Customer benefits package entails a set of goods or service that the consumer buys altogether. Usually, the company offers the primary goods or services to the customers but also provides certain additional goods or services to the customers thus forming a full customers benefits package. This is very critical for every company since it gives companies competitive advantage since when customers find value in the organizations offering, they are likely to get attracted (Weber, 2008, pp. 247 - 261). Toyota has considered customer benefits package in many ways. The company has quality control measures to ensure that only vehicles of the highest quality are produced. Also, the organization provides a vigorous test of the vehicles before releasing to the customers to ensure that the clients benefit more from them. Besides, Toyota has plans in place to give a comprehensive warranty to its customers which cover major parts of the vehicles thus increasing the customers benefits (Song, Cadeaux and Yu, 2015). Also, Toyota has introduced a software solution called Toyota as a way to add value to its customers. All Toyota customers can Toyota for free which will give them the ability to manage their vehicles online. Customers get a lifetime service to track all things about their cars. Besides, the system also serves as a lifetime channel for the customers to access the offers, features and new ongoing enhancements in the company (Hudadoff, 2009, pp. 1-11). All these factors have significantly contributed to the improvement of the customer benefits package thus increasing the satisfaction of the client. Customer Benefits Package for Toyota Figure 1.1 On the other hand, Westpac just like Toyota has also considered the customer benefits package in different ways. Firstly, the company has partnered with Samsung and introduced the Samsung pay, one of the services that come for the Westpac's customers who hold the debit or credit card. These services help Westpac customers for easier payments thus delivering value to them. Also, Westpac has been innovative to embrace the latest technology in the market to ensure that its clients benefit most from this (Cameron, 2014, pp. 22-27). The company has also embraced SMS and USSD services to allow customers to transact conveniently with the organization from wherever they are thus adding value. Customer Benefits Package for Westpac Banking Corporation Figure 1.2 Value Chain Design and Structure The value chain of Toyota includes five most important aspects. These are the outbound logistics, the inbound logistics, the operations, marketing and then the sales service. Firstly, for the incoming services, Toyota employs the JIT (Just-in-Time) system of production that reduces inventory cost (David and James, 2009). The company collaborates with the third party in the supply of the raw materials. Secondly, in the chain, the company considers operation which mainly covers the actual manufacturing and the assembling process of the Toyota vehicles. Toyota controls its process to ensure the high quality and also meeting the customer requirements (Kemp, 2008). Regarding the outbound logistics, Toyota transfers the final products to the various parties such to the retailers, wholesalers and even the final customers. The company has taken full control of the outbound logistics to ensure that the products are distributed smoothly to the respective parties in time. After outbound logistics, the company considers the marketing and sales aspects (Kvint, 2009). The organization emphasizes on the adherence to the planned marketing mix, advertisements, sales and promotions among others. Finally, Toyota offers the product services and also the support activities to increase value to its customers. On the other hand, Westpac Cooperation seeks to satisfy the financial needs of the customers throughout the world. The company has segmented its customers and aligned its divisions to deliver value to its customers. Westpac has five branches in its value chain; the Consumer Bank, the Business Bank, Westpac New Zealand, the BT Financial Group and the Westpac Institutional Bank. Each division offers services to customers per specific locations (Microlinks, 2009). Differences in the value chains of Toyota and Westpac are clear in the sense that Toyota focuses so much on increasing the production of the highest quality vehicles while the value chain of Westpac focuses on reaching many people all over the world to satisfy their financial needs (Stark, 2015). Westpacs chain focuses much on reaching the segmented groups of customers while Toyotas chain focuses more on increasing the satisfaction level of the customers (Holloway and Parmigiani, 2014, pp. 460). However, it is clear that both companies have some similarities. Both companies have incorporated technology as an added benefit to the customers Value Chain Design Figure 1.3 According to figure 1.2, the value chain covers many aspects of the companys operation. It entails the partners and suppliers, the procurement aspect, sustainability and product development among many others. All these aspects work together to deliver value to the company. Also, certain aspects such as the technology and logistics should be incorporated to the operation of the company to increase efficiency of the process. Advantages of the Value Chains Toyotas value chain is associated with various advantages. Firstly, the chain encourages a high level of cost leadership. The five step value chain of Toyota enhances quality in the production of vehicles (Erica, 2012). Besides, the emphasis on meeting the customer requirements helps Toyota to achieve differentiation f its vehicles. On the other hand, Westpac's value chain of embracing five division help serve many customers with specific needs and satisfy their financial needs. The chain is perfect for gaining a competitive advantage in the market since it targets and satisfies various customers distributed in different parts of the world (Cooper and Owen, 2007, pp. 649-667). Disadvantages of the value Chains The value chains of Toyota and Westpac also have weaknesses. Implementing Toyota's value chain is difficult, and its adoption is not easy. Besides, this type of value chains limits innovation on the entire production system. Strict adherence to the existing systems limits innovation in the company (David, Scott and Mark, 2012). The improvement of the chain is important and needs to be adopted all the time, and thus it is important that the chain accommodates creativity and innovation. Analysis Westpac banking Cooperation has incorporated its business and operational strategy in their operation for efficiency. The strategic vision of Westpac Cooperation is to become the world leader in service provision, to help customers, people and communities to prosper and grow in many ways. The companys strategy is to deliver its vision through the provision of superior returns for the shareholders, to build a deep and enduring customer relationship, and staying the best in the community to attract the best people. The competitive priorities of Westpac are to create economic solutions and also help customers achieve sustainable financial futures (Bebbington, Frame and Thomson, 2007, pp. 356-381). Therefore, from the discussion above it is clear that the value chain of Westpac and its customer benefits package are in line with its mission, vision and its competitive strategies thus helping the company. This has helped Westpac to gain more competitive advantage and stay on top (Warf and Stutz, 2007). On the other hand, Toyota has its business strategies embodied in a value chain that aligns with its strategic vision, mission, and its business and the operational strategies. The vision of Toyota is to embrace great steps and be able to develop eco-cars reduce carbon in the society through improvements of the existing technology and the adoption of the new technology (Rumelt, 2011). The company was founded on a mission to develop key technologies that will help it make vehicles that become popular with the consumers. The competitive priorities of Toyota are to work mutually with the partners to deliver the best technology, prioritize safety and also embrace research and development in the organization (Zhexembayeva, 2014). Recommendations As a recommendation, Westpac needs to improve on its customer benefits package to attract more customers. Increased value in the services is likely to attract more customers for the Westpacs banking and finance services. This will improve and help achieve the strategic vision of this organization. For Toyota, it is recommended that the organization improves on its value chain to be in a way that encourages creativity and innovation. Strict adherence to the existing process hinders the creative mind and thus reduces the flexibility which increases process improvements. Adoption of these aspects is likely to improve the performance of Westpac and Toyota respectively. Conclusion In conclusion, operation management is necessary for the success of every business organization. Customer Benefits Package (CBP) and value chains are some of the major aspects of operation management. Different companies offer customer benefits package differently to attract many customers to the company. Also, companies employ different value chains depending on their nature. It is important that companies align their operations with the vision, mission, and their objectives. Well managed operations are likely to impact positively to the company by improving their competitive advantage in their respective industries. References Bebbington, J., Frame, B. and Thomson, I. (2007). "Theorizing engagement: the potential of the critical dialogic approach." Accounting Auditing Accountability Journal 20, pp. 356-381 Cameron, B. 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"Strategic value curve analysis: Diagnosing and improving customer value propositions".Business Horizons, pp. 317-324. Song H., Cadeaux J. and Yu K. (2015). The effects of service supply on perceived value proposition under different levels of customer involvement.Industrial Marketing Management. Stark, J. (2015).Product Lifecycle Management: Volume 1: 21st Century Paradigm for Product Realisation. Springer.ISBN978-3-319-17439-6. Warf, F. and Stutz, B. (2007).The World Economy: Resources, Location, Trade and Development(5th Ed.). Upper Saddle River: Pearson.ISBN0132436892. Weber, M. (2008). The business case for corporate social responsibility: a company-level measurement approach for CSR, European Management Journal 26, pp. 247 - 261 Zhexembayeva, N. (2014).Overfished Ocean Strategy: Powering Up Innovation for a Resource-Depleted World. San Francisco, CA: Berret-Koehler Publishers.ISBN1 609-94964-1